Strategic Finance Arm

Betts Business & Finance

Decoupled strategic CFO advisory, cash flow optimization, M&A due diligence, and capital growth strategy for business founders and executives.

Business Reality Audit

Does any of this sound familiar?

Growing businesses frequently hit operational cash ceilings. We solve the 10 core financial friction points owner-led companies face.

Cash Flow Bottlenecks

Revenue is growing on paper, but bank account cash reserves remain tight at month-end.

Lack of CFO Visibility

You have an accountant for tax compliance, but no strategic CFO providing forward forecasting.

Delayed AR Collections

Outstanding debtor balances and slow invoice payments are stalling working capital growth.

Complex Unit Economics

Unclear margin contribution by service line, product category, or client account.

Payroll & Tax Stress

Quarterly BAS, Super, and PAYG obligations create unexpected cash drain rushes.

Capital & Lender Barriers

Difficulty securing debt refinancing or growth capital due to non-standardized management reporting.

M&A Unpreparedness

Considering an acquisition or sale, but financial books aren't deal-ready or audit-proofed.

Uncontrolled OpEx Growth

Operating expenses creep upward faster than gross margin expansion.

Incentive & Equity Confusion

Unsure how to structure executive compensation, phantom equity, or performance bonuses.

Personal & Founder Risk

Founder personal wealth remains heavily tied to business cash flow without diversification.

Service Scope

Core Financial Deliverable Modules

Decoupled financial strategy built specifically for growth-stage enterprises.

cfo-advisory

Fractional CFO & Financial Advisory

Standing CFO-level executive oversight. We build rolling 12-month financial models, monthly board reporting packages, and key performance indicators to keep board members and founders informed.

12-Month Financial Forecasting
Monthly Board Financial Reporting
Unit Economic & Margin Analysis
Strategic Budget Allocation
cash-flow-recovery

Cash Flow & Revenue Cycle Recovery

Rapid working capital optimization. We audit accounts receivable cycles, renegotiate vendor payment terms, and implement automated collection workflows to accelerate cash velocity.

AR Debt Recovery Workflows
Working Capital Optimization
Vendor Term Renegotiation
13-Week Cash Flow Modeling
growth-strategy

Growth Strategy & Capital Advisory

Structuring growth initiatives and preparing debt or equity capital documentation. We help business owners secure banking facilities and institutional expansion funding on optimal terms.

Debt Facility Structuring
Capital Raising Preparation
Expansion Feasibility Studies
Investor Presentation Decks
people-operations

People, Payroll & Finance Operations

Streamlining internal finance stack technology, payroll administration, superannuation compliance, and incentive frameworks to support organizational scale.

Finance Tech Stack Modernization
Executive Incentive Plans
Payroll & Super Oversight
Internal Control Frameworks
ma-transactions

M&A, Due Diligence & Valuations

Comprehensive transaction support for buy-side or sell-side deals. We perform financial due diligence, quality of earnings assessments, and valuation modeling.

Sell-Side Deal Preparation
Buy-Side Due Diligence
Quality of Earnings Reports
Business Valuation Modeling
personal-financial-advisory

Personal & Founder Financial Advisory

Connecting corporate balance sheet growth to personal founder wealth preservation, asset protection, and tax-effective liquidity planning.

Founder Liquidity Planning
Corporate Asset Protection
Wealth Transition Strategy
Intergenerational Wealth Structuring
Process

Our 4-Step Advisory Process

How we partner with your business from diagnostic through to ongoing financial execution.

01

Financial Discovery

Comprehensive 30-minute diagnostic audit of existing financial statements, AR cycles, and cash flow bottlenecks.

02

Strategy & Roadmap

Custom financial proposal detailing 12-month CFO reporting, KPI milestones, and working capital recovery targets.

03

System Onboarding

Integrating our financial dashboard tools with your accounting software to establish automated weekly cash tracking.

04

Ongoing Advisory

Monthly CFO board reporting, quarterly strategic reviews, and priority access for executive decision making.